:root{--ink:#17202a;--muted:#5b6570;--navy:#16324f;--gold:#b8892d;--paper:#fff;--bg:#f4f6f8;--line:#d8dde3}
*{box-sizing:border-box} body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65}
a{color:#0b5fa5} a:hover{text-decoration-thickness:2px}
.site-header{background:var(--navy);color:#fff}.bar{max-width:980px;margin:auto;padding:18px 24px;display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}
.brand{font-size:1.25rem;font-weight:700;letter-spacing:.02em}.nav a{color:#fff;text-decoration:none;margin-left:18px}.nav a:hover{text-decoration:underline}
main{max-width:980px;margin:28px auto;background:var(--paper);padding:42px 52px;box-shadow:0 2px 14px rgba(0,0,0,.07)}
h1{font-size:2rem;line-height:1.2;margin:0 0 8px;color:var(--navy)} h2{font-size:1.3rem;color:var(--navy);margin:30px 0 8px;border-bottom:1px solid var(--line);padding-bottom:5px}
p{margin:0 0 14px}.meta{color:var(--muted);margin-bottom:24px}.lead{font-size:1.08rem}.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px;margin:26px 0}.card{border:1px solid var(--line);border-radius:7px;padding:20px;background:#fff}.card h2{border:0;margin:0 0 8px;padding:0;font-size:1.15rem}.button{display:inline-block;background:var(--navy);color:#fff;text-decoration:none;padding:9px 14px;border-radius:4px;font-weight:700}.button:hover{background:#244c73}.note{border-left:4px solid var(--gold);background:#fbf8f0;padding:14px 16px;margin:22px 0}ul{padding-left:24px}.legal-nav{margin:0 0 28px;padding-bottom:16px;border-bottom:1px solid var(--line)}.legal-nav a{margin-right:16px}.site-footer{max-width:980px;margin:0 auto 28px;padding:0 24px;color:var(--muted);font-size:.92rem;text-align:center}.site-footer a{margin:0 8px}.caps{font-weight:700}
@media(max-width:650px){main{margin:0;padding:28px 22px;box-shadow:none}.nav a{margin:0 12px 0 0}.bar{padding:16px 20px}}

.contact-card{margin:1rem 0 1.5rem;padding:1rem 1.25rem;border:1px solid #d9d9d9;border-radius:8px;background:#fafafa}.contact-card p{margin:0;line-height:1.7}